FLM Loans - Threatening nature, and possible illegal actions by Staff |
| 2010-05-02 08:41:04 by Fred926
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Company information:
FLM Loans.
United Kingdom
Take a look at the way FLM have handled this poor, distressed young girl! Note particularly, the advice given to her by FLM Loans. This must be very close to the Law that says it is illegal to 'Demand money with menaces!' WHY are these companies allowed to get away with this? This was posted on the Internet by a young lady who was obviously terrified by this company.
Problems with a company called flm?
im having alot of hassle of a loan company called flm.
i became a guarentor for someone, i have since lost my job but flm ring me almost daily as the payments have fallen behind.they threaten me with summons and losing my house.i have gone to a debt consolidation agency as like i say, i lost my job and things were just to tight to survive on.
flm say the debt agency are lying to me, , that there is no way they should be dealing with this debt and no matter what the debt place say, i should still b paying flm direct.however...
the debt place r saying they deal with flm on a daily basis, that they r vultures and will say anything they can to try and get me to pay up!ive been in tears on the phone to flm, when theyve been telling me to sell my babies toys if i have to, they dont care how i get the money, , just to get it!
please help...any advice??? |
 132 Responses
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| 2011-08-09 17:44:40 by pj
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| Joannew see a solicitor yourself i have and have been told i have a good case, they have broken DPA on more than one occasion, the texts they send are not secure the list goes on, I have been taken to court by the company they dont scare me and im fighting back. The more people who complain about them the worse it gets for them i will not stop until i have won my case. |
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| 2011-08-11 20:52:20 by jobbydogs
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| frightening this thread, fool of jokers................ so whatever your name was on last page, they are going to randomly take money from your sister's husband's brother's wifes (or whatever it was) account but her name is not on the loan ? LIES. clear lies. how would they get the bank details? this person clearly was the guarantor for the loan!!!! They do not just magic up peoples names and bank details out of thin air you fudds, they person obviously supplied this on the form. Also, to the person who said I must think i am better than them or whatever he said, i have no money, i pay out £1000 a month on loans from when i was young and foolish. but..... I DO PAY THEM. i cant afford to buy stuff but i would rather pay back my debts than just stop paying it and moan if the lender tried to get the money back. the whole problem here is this: you folk had bad credit ratings, couldnt get approved loans with banks etc, therefore, get some fool to go as guarantor and get a loan with this daft unheard of company who prob dont bother who applies as long as they get the money back. if you havent spent the money from your loan then just give it back to the company. if you have spent it, THEN PAY IT BACK AND STOP MOANING |
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| 2011-08-12 03:49:59 by joanne
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pj in the end i have at to pay them the full amont off 62.99 even tho im wi the dmp still its come off my other creditors because off the hassle they have been giving me since they been getting the full amount evey month they have now left me alone but i still want some tink to be done about it has the hassle they put me thro is discusting, they are now really nice and acting as if they havent done any think wrong their a joke im still thinking about going to solicitors and seeing what can be done, they even checked if i took credit out while been in a dmp and cos i have in my name they were gunner use that agaisnt me even though it was not for me and theirs more ppl on here who are from flm loans pretending to be some one else cos i mentioned it to a member off flm and they couldnt ansrew me propley are they said the same thing has what got put on here, x
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| 2011-08-15 06:55:07 by manda
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| I was gonna get one of these - so blo ody glad i didnt now. To the ones that are screaming blue murder about people being scroungers for missing s payment etc why dont you s o d off, i dont understand why you are on this thread just to have a go at people, my credit rating went from being almost perfect with only one missed payment on record to absolutely terrible in 6 months of losing my job. i had to see Citizens Advice myself as any company i had finance with did not want to know or help, Barclays were the only ones who agreed a new payment plan for my 500 overdraft - things aren't as cut and dry as you seem to think, JOBBY and FUDD - you seem like nice guys, the kind of nice guys id like to see at the bottom of a lake. FYI for your information the paperwork i have here (unsigned might i add and due to be binned) its states that should a payment be missed the guarantor will be notified after all other avenues of tryin to get the borrower to pay back have been exhausted, and that there will be contact before any monies are debitied from said guarantors account, which is clearly not happening. Most people are honest, if you lose your job, or become ill and have to take a massive pay cut on sick pay etc then most reputable companies give you 3 months grace even without protection. Before having a go at people who are obviously in a bad situation, most of them probably through no fault of their own why dont you go and take a look at your own pathetic little lives, im sure your wives will be elsewhere right now and this is the reason for you disgustin attitudes. Good luck to the ones on here who are struggling x |
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| 2011-08-17 07:41:33 by mich
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| i was referred to flm through yes.loans. have been charged nearly £70 admin fee been told by them that i would stand a better chance of getting my loan if i took out a payday loan (which i did!) and told that my loan money was waiting in an account just waiting for me to provide a garuntor. i have supplied 2 garuntors, both of them own thier homes have impeccable credit histories and have good jobs. both of them have been refused as garuntors!!! i cant understand why and they also cant understand. just what criteria do you have to fill to be a garuntor? i really do feel like ive been led up the garden path by them and now have to pay out a pay loan including interest that i didnt even need!! |
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| 2011-08-23 15:36:44 by Mark
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I have been receiving txts from FLM and its not even my name, i have told them to stop sending the txts as i will report them so what would i need to do to stop them ?
Thanks |
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| 2011-08-24 14:20:20 by tacklelord
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| I have read all the posts on here with great interest, however from what I have read there are only 2 or 3 people talking any sense. Mainly, JOBBY and FUDD. So i have to wholeheartedly disagree with the comments of MANDA. The problem with every person on here is that you have been foolish. Yes possibly the business practice of this company may be slightly harsh, however there is one clear issue. No one would go to this company unless they had a bad credit rating! You would obviously go to a normal bank etc. So you must expect it to work differently. Would you take a loan from they folk who advertise on tv at 2956% APR unless you were desperate? No. So really the problem lies with all of you who went and got the loans in the first place, knowing your credit rating is poor, and deep down knowing you shouldnt be getting a loan in the first place. You then cant afford to pay it back for whatever reason and then blame the company for chasing you or the gaurantor up for the money back. Also in response to MICH, what are you on? Why would you agree to a payday loan if you didnt need one? They tell you this will help you get a real loan........ EH? Clearly again this stinks of your foolishness more that anything. Here by the way, come to my house, I will give you a loan for £10000, but first of all you have to go and buy a toilet pan from asda. This makes as much sense as what you say. Also, MANDA, you prove my point exactly, you have no money and poor credit rating, so what were you about to do??? TAKE OUT ANOTHER LOAN WITH FLM! yes a great idea obviously. How about all of you cancel your mobile phones, internets, and so on, and just live a life of poverty like I do. Then you wont have any loans. bet most of the moaners on here are the ones who would have looted the shops during the riots, then say it was the company's fault for having it on display. That is the same as what you are doing, taking their money from the loan then moaning about them wanting it back. See old PJ above, he is trying to get out of paying the money back because of some DPA bull. Never would it occur to you to think of just paying the money back???? Ahhh JOANNE, what a classic line you say..." they even checked if i took credit out while been in a dmp and cos i have in my name they were gunner use that agaisnt me even though it was not for me " that just sums up everyone on here. I took out credit in my name even though it's not for me, then wonder why you are in a mess. Unreal. |
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| 2011-10-03 18:12:33 by pete
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| I hate you FLM!!!! YOU HAVE RUINE MY LIFE. I borrowed £5000 fom FLM for my Nova Gti turbo that I bought off my mate. I had to get my other mate Thommo to go guarantor for it. I lost my job packing fish because it shut down now cant get another job and cant pay back the loan. Now Thommo is getting the money took off him by FLM and he is going to batter my nut in. I cant give him the motor as I wrote it off and not gettin any money for it as the insurance company is conning me because I didnt declare I had 9 points so they not paying out, CONMEN!!!!!!!!!!!!!!!!!! I think i will just kill myself as it will be better for everyone and then at least I will have beaten FLM as they only got bout £700 back off me. yassss! |
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| 2011-11-07 12:24:41 by FredR
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In response to Jobby on 2011-07-03 19:00:16. It seems quite clear to me that you already work for FLM,
as you have the same rhetoric as them, You should have a toilet roll around your neck permanently, to
collect the amount of Sh*** that comes out of your mouth. And God Help the entire human race, if you
ever got a job with a loan company, you got all the qualification to be a good LOAN SHARK.
LET ME REPEAT AGAIN ANY ONE THINKING OF GETTING A LOAN WITH FLM. DONT. |
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| 2011-12-27 08:43:43 by jobby
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| FredR, Fred R S ole more like. I do not work for FLM, I do not even know what FLM is. I just stumbled across this thread and found it littered with fools looking to blame a company for their own foolishness and incompetance. I find it amusing that people borrow money then are unhapp that they need to pay it back. It is ludicrous. It is the same ludicrousness as people wanting PPI back because they didn't understand it or didnt read the thing first etc. These folk should not be able to handle money directly as they do not have the common sense. They should be paid in cabbages, broccoli, fruit, fish etc like the olden days. Then they can eat and not starve, but not buy 50 inch plasmas on credit and then cry when they cant pay it back and so on. |
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| 2012-01-21 17:23:04 by sesSpoistib
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| http://online-waluty.pl/ - kursy walut |
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| 2012-03-01 09:12:07 by YVONNE THOMPSON
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I was stupid enought to be a GUARANTOR FOR A FRIEND, LAST JULY FROM FLM QUICK with the promise he would pay it all off in 3 months and then a month late he wants another loan from FLM LOANS TO PAY OFF THE FLM quick loan, he didn't he only paid half. i don't him he was stupid, and he still didn't manage to pay them off and they come chasing me, WITH ILLEGAL DIRECT DEBITS, I NEVER SIGNED A DIRECT DEBIT so how dare they take money out of my account, as i write this, they still harrass me, as the chap who borrowed the money hasn't got any contact with them.
THEY ARE RUDE AND ABUSIVE SCUMBAGS, WHO CAN ROT IN THE DEEPEST HELL. |
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